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Five ways Nigeria can realize mobile technology's potential for the unbanked

Leora Klapper's picture

Although it’s Africa's largest economy, Nigeria is missing out on the region’s most exciting financial innovation: mobile money.
Twenty-one percent of adults in Sub-Saharan Africa have a mobile money account, nearly double the share from 2014, according to the latest Global Findex report.
By contrast, Nigeria lags behind: just 6% of adults have a mobile money account, a number virtually unchanged from 2014.

The Giant of Africa takes bold strides to invest in early years

Amaka Momah-Haruna's picture

A year ago, if you had asked me how best a child could reach its potential, I would have looked through my myopic, public health, physician’s lens, and responded that making sure children (0-5years) are healthy and well-nourished is all it takes.

However, six months into the World Bank’s “Africa Early Years” fellowship and I realize I would have been abysmally wrong.

Vaut-il mieux saupoudrer les allocations familiales ou les verser en bloc ? Conclusions d’une étude menée au Nigéria

Gautam Gustav Bastian's picture
Also available in: English

Imaginez qu’un jour, en consultant vos e-mails, vous trouviez un message vous annonçant un trop-perçu d’impôt d’un montant de 1 200 dollars ! Passée la première réaction de joie, vous poursuivez la lecture. Et là, vous découvrez que vous devez choisir entre deux options de remboursement : soit vous toucherez 100 dollars tous les mois, soit vous toucherez 300 dollars tous les trois mois, le tout sur une période d’un an.

Nigeria: Getting PPPs right

Laurence Carter's picture

The Nigerian government’s Infrastructure Concession Regulatory Commission has blazed an important trail, publishing details of 51 Federal Public Private Partnership (PPP) contracts—the culmination of a year’s work with the World Bank to ensure that all, non-confidential information is easily accessible to the public. We hope other countries will follow Nigeria’s trend-setting lead.

Are cash transfers better chunky or smooth? Evidence from Nigeria

Gautam Gustav Bastian's picture
Also available in: Français

Imagine this: You open your mail and it says that you are owed $1,200 from overpaid taxes! After recovering from your elation, you read on. The letter requests you to choose if you would like to be paid over the next year in increments of $100 every month or $300 every three months?

Urbanization in Nigeria: Planning for the Unplanned

Salim Rouhana's picture
Since 2011, when floods destroyed the bridge that once stood here, the only way members of this Ibadan community can cross the river is by walking across it when the water is low. As the river grows during the rainy season, the community remains separated from the city. © Ivan Bruce, World Bank

“City plans must fit the people, not the other way round.” Jane Jacobs, journalist and urban studies author

Ibadan,  the third largest metropolitan area in Nigeria after Lagos and Kano,  has organically grown from around 60,000 inhabitants in the early 1800’s to more than three million today, and is projected to reach 5.6 million by 2033. The city’s urban footprint continues to sprawl due to weak land use planning that leads to the proliferation of informal settlements in flood prone areas. 

Disruptive innovation: The most viable strategy for economic development in Africa

Efosa Ojomo's picture
Also available in: Français
Without question, Africa is the poorest region in the world. The chart below shows the growth of gross domestic product (GDP) per person – an imperfect but widely used measure – for Africa and the rest of the world. Not only is the rest of the world six times richer than Africa, GDP per person has grown at a faster rate. These numbers are significant because they do not simply represent the macro-economic realities that governments in African countries must manage; they also translate to the circumstances in which millions of people live their lives.

Innovation de rupture: La stratégie la plus viable pour le développement économique en Afrique

Efosa Ojomo's picture
Also available in: English

Sans aucun doute, l'Afrique est la région la plus pauvre du monde. Le tableau ci-dessous montre la croissance du produit intérieur brut (PIB) par personne - une mesure imparfaite, mais largement utilisé - pour l'Afrique et le reste du monde. Non seulement le reste du monde est six fois plus riche que l'Afrique, mais son PIB par personne ne cesse d’augmenter. Ces chiffres sont importants car au-delà de représenter les réalités macro-économiques que les gouvernements des pays africains doivent gérer; ils traduisent également les circonstances dans lesquelles des millions de personnes vivent au quotidien. Les chiffres démontrent que depuis les années 90, il faut rajouter plus de 50 millions de personnes en Afrique qui vivent aujourd'hui dans une pauvreté extrême. Il s’agit de millions de bébés, d’enfants et de mères qui meurent chaque année car ils n’ont pas les moyens de s’offrir des médicaments vitaux pour eux. Les chiffres traduisent aussi une flambée du chômage, qui facilite l’enrôlement des jeunes dans des activités terroristes. Les chiffres sont très significatifs.

Niger and Lake Chad Basin countries take important strides towards building climate resilience, in line with Paris Agreement

Jennifer J. Sara's picture

Climate change imposes stark challenges in West and Central Africa, where droughts and floods are already frequent. Vast portions of the region’s populations are poor, dependent on natural resources for their livelihoods, and unable to prepare and respond adequately to extreme weather events. Weak monitoring and information systems, absence of proper infrastructure, and limited governance capacity render countries in the region unable to manage their climate risks, threatening food and energy security, economic development, ecosystem health, and overall regional stability.

The work of women in Nigeria

Sara Johansson de Silva's picture

In Nigeria, Africa’s largest and most populous country, more women are engaging in work than ever before. By 2011, more than half (57%) of women 15-64 years old were in some form of employment. The increase in women working has been driven by women with the least amount of schooling finding work –these are the women who are more likely to be out of work than those who have had access to more schooling.