Hello Shanta: Thank you very much for this. The description and argument is very nice but it simply is not there. It is very difficult for you to accept but you are dealing with mafias. They are teaching generation how to lie. Experts are asked to fabricate numbers to WB and IMF consumption. Please try a liitle more to talk to experts at national bank and ordinary people. you can easily sense how they manipulate lending institutions. In reality power is in the hands of one man.Regionl governments are there to serve one man.