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Submitted by Avik Kedia on
Hi there, I happened to come across your article. It was thought provoking. I would just like to share with the other readers here that Financial Literacy is a generic thing, and has different significance to different groups of people. Financial Literacy for disadvantaged youth is entirely different than financial literacy for privileged youth, both of the same age groups. While privileged youth have access to credit cards at one extreme, disadvantaged youth have difficulty in even saving little money. Financial Literacy for middle income adults is different than financial literacy for poor adults having low income. Privileged adults have access to more financial products and services than they need, while disadvantaged adults do not. Financial Literacy is indeed interesting.