Thank David for the response. I have seen Mobarak's work. Actually, Grameen Bank had a program in the areas where seasonal hunger (also know as Monga in the Char areas of Rangpur) is widespread to stem the out migration. Informal evidences suggest that loan from MFIs are used to fund to buy work visa for a family member to work in the Middle East. I do not think the comparison of New Zealand program with GCC is correct. Bangladeshi's go to these countries to work in the construction and service industry. It is a private sector program instead of a govt program sponsored by the GCC. Because of the high transaction cost, fraud, and corruption, some of these temporary migration leads to debt and further impoverishment. I agree, there is a definite role for public, private and international human rights association to guarantee that the migrants can benefit.