Syndicate content

Add new comment

Submitted by Riccardo de Bruyn on
Your study offers new relevant evidences on the matter and can suggest further analysis how various banks reacted to the big crisis. However, the choice to consider only listed banks impeded to evaluate how co-operative banks, existing in many parts of the world and having a high relevance both in Europe and in Japan, have managed themselves along the last years. Co-operative banks' business model makes them better able in assessing small firms capacity to borrow, and for such a reason they ration out credit far less these enterprises during negative economic phases. I have well in mind the difficulties to gather data about banks non listed but I believe that an international organisation can afford this challenge, the more if the aim of such a study should be the exploration the link between bank behaviour and SMEs financial needs. So, I hope you will continue to treat the theme and add new highlights from the suggested point of view