Its very important that SOBs should be participating in the growth of the country and especially during the time of crisis. The instructions should be coming from the Central Banks and the Finance department of the country. The situation in India is quite a different, in Andhra Pradesh and some other states where MFCs have financed the small farmers and other SMEs have done a good and a bad job. They invested and given loans a lot but without a proper direction and understanding the future situation. Ultimately many farmers committed suicide, thereafter government and central bank took steps to change the situation and control it. Looking on the other hand in PIIGS nations and especially Greece where the situation was very worse, its only the policies adopted by central bank has worked in handling the situation.