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Submitted by B. Yerram Raju on

Analysis on the basis of existing data bases is excellent. If it could be supported by some more interviews to ascertain how many would like to access financial services and how many financial institutions in the region would like to provide the services to such clientele 1. with a directive from the regulators and 2. on their free volition on the other, it would have added strength. Experience in India shows that the eight-year old drive on financial inclusion is still in the beginning in spite of over-drive from the regulator and the government.