The importance of financial inclusion for reducing poverty and promoting more inclusive economic growth cannot be underscored enough. One may stretch it further to impact general security as well (at least in the context of the poorer countries).
I wonder if the probability of a country having a strategy may even have a significant positive relationship to the level of bank concentration for poorer countries. In such circumstances, I imagine that financial inclusion would be one of the cardinal goals of the government including the central bank. It would be interesting to see if some of the variables relate differently for poorer versus wealthier nations.