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Truman Packard is a Lead Economist and has worked in various operational positions at the World Bank since 1997. Trained as a labor economist, his work has focused primarily on the impact of social insurance - including pensions, unemployment insurance, disability benefits, and financial protection from adverse health events - on household labor supply decisions, saving behavior and risk management. Truman has been a part of World Bank teams providing lending and analytical assistance to governments seeking to improve the coverage and efficiency of education, health and social protection systems in Latin America and the Caribbean, Central and Eastern Europe, and East Asia and the Pacific Island countries. He also served as Deputy Director of the World Development Report 2009 "Reshaping Economic Geography", and is a member of the Bank's Safety Nets Global Expert Team. Truman holds a Ph.D. in Economics from the University of Oxford in the United Kingdom.