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How to Take Control of your Personal Finances

Rekha Reddy's picture


​Many of our aspirations revolve around improving our personal finances—keeping better track of spending, saving towards a goal or perhaps getting out of debt.  How can we work towards these goals and follow through on these changes? 

Latin America and the Caribbean: Back to Normal?

José Juan Ruiz Gómez's picture


The ritual publication by the leading multilateral organizations, think tanks and investment banks on the macroeconomic outlook for Latin America and the Caribbean which, without being too dramatic, puts an end to the era of growth rates above the region’s potential, has inevitably attracted the interest of policymakers, investors and the public in general.

The Poor, the Bank, and the Post-2015 Development Agenda

José Cuesta's picture



Something Is Changing


Fifteen years ago, the international community designed the Millennium Development Goals, including that of halving extreme poverty, through a process that mostly took place in New York, behind closed doors. A few years earlier, the World Bank had developed the guidelines of the Poverty Reduction Strategy for Heavily Indebted Poor Countries from Washington, D.C. in a similar fashion.
 
Fortunately, this approach has changed.
 
Today, the process of identifying and consulting on the post-2015 development agenda has been opened to the general public including, importantly, those whom the goals are expected to serve. In fact, the United Nations and other partners have undertaken a campaign to reach out directly to citizens for ideas and feedback on the issues most important to them in the post-2015 agenda. Those who are formulating the post-2015 goals will no longer need to assume what the poor and vulnerable want: they will have a firsthand knowledge of what their priorities are.  
 
The World Bank Group has explicitly stated that our new goals of eradicating extreme poverty and boosting shared prosperity cannot be achieved without institutions, structures, and processes that empower local communities, hold governments accountable, and ensure that all groups in society are able to participate in decision-making processes. In other words, these goals will not be within reach without a social contract between a country and its citizens that reduces imbalances in voice, participation and power between different groups, including the poor.   

Building pro-growth coalition for reforms: The Caribbean Growth Forum

Andrea Gallina's picture

Nighttime in St George's, Grenada

What does it take to make reforms work in small island countries?

At the end of June 2013, twelve Caribbean countries presented a roadmap for growth in three areas -logistics and connectivity, investment climate, skills and productivity- to a broad audience of private sector representatives, international development institutions, regional organization, civil society and media. That event culminated a 7-month long phase during which policy-making was not the result of close-doors meetings, but a process of intense negotiation, consultations, and consensus building among all actors of each Caribbean country’s societies. All of which was documented in real time and in a transparent fashion by each government. Yes, business was not “business as usual”.
 
Reforms priorities were agreed and a calendar for implementation brushed on a power point slide in the wonderful framework of five stars Bahamian hotel…After the workshop lights, projects and microphones shut down, many of us went home with a familiar sound in our ears: and now what? Was it another “talkshop”?

Buenos Aires: How the Maldonado stream went back to its bed

Maria Madrid's picture
The case of the Maldonado stream: The voice of a citizen

Imagine a busy metropolitan avenue crossing the length of Buenos Aires, Argentina, transited daily by buses and trains and lined with a large hospital, medical buildings, schools, shops and businesses.

Now imagine for 27 years this avenue flooding severely 37 times as if it were a river. During a flood, envision people being evacuated in motorboats, cars practically floating downstream, and cars and pedestrians on the bridge above it having to remain stranded there until the waters on the avenue below receded. It sounds implausible doesn’t it? Not for Buenos Aires residents it didn’t. The Juan B. Justo Avenue was such a thoroughfare.

Targeting motorcycle users to improve traffic safety in Latin America

Anna Okola's picture


Motorcycle riders and passengers have long been vulnerable users of motorized transport. In the Americas, with the increasing ownership of motorcycles, given the ease and lower costs, this trend is worrisome as the number of vulnerable users as well as those impacted by traffic crashes increases, sometimes masking a shift from pedestrian or bicycle casualties to motorcycle victims. These trends would be similar in regions such as Africa which also share the motorcycle-taxi (mototaxi) phenomenon.

Caribbean: Working together to boost growth

Andrea Gallina's picture

What is the solution to low growth in the Caribbean? That's been the question on the minds of  private sector, government and civil society representatives from 12 Caribbean countries for the last year.

They're all member of the Caribbean Growth Forum - a regional initiative designed to share experiences, ideas and expertise to promote a more prosperous Caribbean. Andrea Gallina has been coordinating the process since it launched in May 2012.

Here he explains what has been achieved so far and what the next steps are for the Caribbean.

Caribbean: Working together to boost growth

 

What’s getting in the way of Latin America becoming a food superpower?

John Nash's picture



The United Nations estimates that with the population reaching 9 billion by 2050, global food demand will double, with much of that growth in developing countries. 
 
While the gloom-and-doom predictions of Malthus and a long line of neo-Malthusians have failed to materialize, still, one does have to wonder how all those hungry mouths are going to be fed.
 
What will it take to ensure that the recent food crises do not become permanent features of the world of the future?  While countries in Latin America and the Caribbean are quite heterogeneous in their production potential, overall they are well equipped to contribute to meeting this challenge.

Getting to better data: Talking to strangers

Markus Goldstein's picture
About 15 years ago, when I was doing my dissertation research with a professor with experience in fieldwork, we did a 15 round survey with households in Ghana.   Given the frequency of the visits, we based the enumerators in the village.  But we were careful to hire enumerators from nearby big towns -- not the villages in which we were working.  This was partly for skills, but mostly to make sure that the enumerators wouldn't be asking sensitive questions of people they knew.   

The Americas look for a 360-degree approach to drugs

Sergio Jellinek's picture



Antigua may mean old in Spanish, but what has been accomplished here looks quite modern.

In this colonial city, a living example of Guatemala’s Mayan heritage, surrounded by mountains and volcanoes, foreign ministers from across the Americas have achieved what appeared if not impossible, very difficult: to create a space for inter-American dialogue to build a new continent-wide strategy in the fight against drug trafficking.


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