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Submitted by Nevine Gulamhusein on

Michael, I can actualy agree with Bruce Schneier's comment about "The solution lies in process and systems -- and people". Once the process and systems are reviewed, risks are identified and can be contained with appropriate internal controls but the same time, because boundaries are indirectly removed, the same solution can be applied across borders which reduces the implementation time and increases compliance and due diligence. My work in the WBG, Grameen-Jameel and in the private sector has proven this time and again.