This exercise supported by the WB will bring about a distinct uplifting of the lives involving a large community. It should be taken seriously & exposed to other developing countries in Asia. . However the danger of a large expansion leads to innocent village folk getting caught to unauthorized collectors who will spoil a great humanitarian initiative. Unless there is a sincere effort in having the collections captured with enough computerization, transparency of this project will be doubtful. To address this, an affordable software on open source must be introduced. Else the efforts of licensing will be huge. The borrower must be comfortable and trust the figures and loan balances as indicated by the bank officials.