"industrialists, businessmen and politicians are like pimps, quacks, pickpockets and forgers: tireless professionals" On top of that I would like to add that they are similar too Mafia. How? Remember "give me money, and I will protect you"? Sounds familiar? That's the health insurance, renters insurance, House Burglary Alarm System, some food supplement, and so on. All these packages are sold on the basis of fear, and these packages go beyond typical business products, they prevalent in politics and social norms. In one Batman movie there is a line, "a person is rational, but people are panicky". All business thrive to exploit that...sad but true :( As far as the deficits and development goes, I am a strong supporter of "Pay as you go" measures.