The main challenge is the financial literacy. It is not illiteracy among the common people but among the financial experts. Muslims would be more than happy to join the micro finance system but this has not been unfortunately seen as profitable endeavour by many MNC's. Why should only some limited organizations(with necessarily Muslim name)enter into this arena. Others should also join this. The short term and medium term benefits may not be there but in the long term it a good endeavour. Financial inclusion is an important strategy to end poverty. India and Bangladesh has relatively shown success in micro financing. Poor muslims usually fell prey to moneylenders and have to pay hefty interest rates. Even though this know it is against the religious principles but poverty forces them to go ahead. In such a scenario, an micro financing opportunity offered to them would surely be welcomed by them.