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spillovers

FinTech Adoption and its Spillovers. Guest post by Sean Higgins

Development Impact Guest Blogger's picture
During my last trip to Mexico, I bought tamales from a street vendor and paid by card—something that would have been impossible not long ago. The vendor, who had a Bluetooth card reader connected to his cell phone, told me that his potential customers are not always carrying cash, and as a result, accepting card payments has increased his sales. This anecdote illustrates a broader trend: as the adoption of financial technologies (FinTech) increases on both the supply and demand sides of the market (see Figure 1), both consumers and small retail firms benefit.

Evaluating a large cash transfer program? Don’t ignore Regression Discontinuity Design

Berk Ozler's picture

One of the more common requests I receive from colleagues in the World Bank’s operational units is support on evaluating the impact of a large cash transfer program, usually carried out by the national government. Despite the fact that our government counterparts are much more willing to consider a randomized promotion impact evaluation (IE) design these days, still this is often not possible. This could be, for example, because it has already been announced that the program is going to be implemented in certain areas starting on a certain date.