Thank you for the response. I was thinking more along the line of poverty not being money-metric and has non-money aspects to it. So cash grant could relax the credit constraint, but would not lead to social inclusion or raise hope and aspirations. Cash grant would not help the entrepreneurs if they can't sell their products for lack of access to roads or if the police or powerful people don't pay for their products. And they get sick and there are no health centers around.
I read somewhere (I can't remember the source) Sen's objection to UBI is that money will not be useful if you don't have roads and access to healthcare. All the money in the world will not help if you can't find a doctor when you are really sick.