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It is not just the absence of ATMs in developing countries like Bangladesh that can pose a hurdle to MMT but also the poor mobile network services available can also put up considerable challenges to ensure remittance access for the poor and remote communities through this new innovation. In a country like Nepal where the entire national economy is almost run by remittances not only lacks a wider presence of mobile networks in rural areas, but the existing mobile networks in urban areas perform poorly in terms of rendering even basic services.

The scope of remittances is now not just limited to transferring funds to families, but it has now got the prospects of making huge developmental investments in rural areas of the migrants' home countries. We have to wait and watch how NGOs would participate and take advantage of the opportunity offered by IFAD's Financial Facility for Remittances (FFR)
http://www.fundsforngos.org/2009/05/ifads-call-for-proposals-reducing.html