Great post Ryan. Surely, with respect to the Bank, staff could also contribute to crowd sourced initiatives - given how we are ourselves "on the spot" where real world info is located in many instances. Just to say, I think we can create value by better taking advantage of crowd sourced info, and by being better and more frequent contributors to discussions and info sharing beyond Bank boundaries. I feel sometimes we are hampered in this by the policies we have in place about Bank staff publishing, blogging, commenting and otherwise sharing their insights, perspective and knowledge. Your blog represents a step in the right direction though.