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Submitted by William Warshauer on
One of the reasons mobile money has scaled so well in Kenya is because Safaricom so dominated the mobile telephony market. That dominance meant that its national network of airtime sellers was extensive enough to make mobile money convenient and workable. Ironically, then, it may be that a monopoly-like cell provider is a key precondition for bid scaling of mobile money (especially since none of the cross-platform mobile money solutions appear to have gotten much traction anywhere