These are some of the views and reports relevant to our readers that caught our attention this week.
The Transformative Impact of Data and Communication on Governance: Part 3
How do digital technologies affect governance in areas of limited statehood – places and circumstances characterized by the absence of state provisioning of public goods and the enforcement of binding rules with a monopoly of legitimate force? In the first post in this series I introduced the limited statehood concept and then described the tremendous growth in mobile telephony, GIS, and other technologies in the developing world. In the second post I offered examples of the use of ICT in initiatives intended to fill at least some of the governance vacuum created by limited statehood. With mobile phones, for example, farmers are informed of market conditions, have access to liquidity through M-Pesa and similar mobile money platforms.
Cashing in: why mobile banking is good for people and profit
Using digital finance to tackle development problems can improves lives, and offer innovative companies handsome rewards. Whether it is lack of access to water, energy or education, development professionals are well versed in the plethora of challenges facing billions of people. The traditional approach to solving these problems has been to think big – in terms of the millennium development goals, government aid programmes, or huge fundraising campaigns. But there are dozens of startups and larger companies with innovative ideas who are approaching these challenges in new ways using digital finance.