Steven Ongena is a professor in empirical banking in the Department of Finance, the European Banking Center, and the Tilburg Law and Economics Center at CentER-Tilburg University. He is a research fellow in financial economics of CEPR. He has published more than 35 papers in refereed academic journals, including in the American Economic Review, Econometrica, Journal of Finance, Journal of Financial Economics, Review of Finance, and Journal of International Economics, among other journals, and he has published more than 40 papers in other collections. He is currently a co-editor of the Review of Finance; and he serves as an associate editor for a number of other journals. He is a director of the European Finance Association and of the Financial Intermediation Research Society. He has been a frequent visitor to central banks around the world. In 2009 he received a Duisenberg Fellowship from the European Central Bank and in 2012 a Fordham-RPI-NYU Stern Rising Star in Finance Award.