Thanks for Sharing this success story of community institution in Bihar. I am working in Bihar on community institution profile in a well reputed development organization. I have q query in mind how the banks are able to disburse such a huge volume to these institutions.has the process of the credit appraisal of the groups been completed? They are taking the credit for what the purpose? as a development professional working in bihar, I would be happy enough to get the answer of this question.