Thank you for this article. I have a question with regard to the operational costs of the multi-storey buildings. In South Africa, there is a government grant for affordable housing. However, sectional title ownership of multi storey apartments has only been successful where a private developer has incorporated the affordable housing into a larger development that also includes apartments for gap and middle income earners. The money from the monthly levy is used to cross subsidise the maintenance and insurance required for the affordable apartments. However, this is only achieved in strategic areas where the land value is sufficient to justify and attract this kind of investment. The dilemma occurs in areas where the average income is extremely low. The collection of rates and taxes is almost non existent and the levies are therefore difficult to collect- hence the dilapidated buildings etc. Was the housing programme in Singapore accompanied by a local economic development strategy ? How was this implemented?