Margaret Arnold is a Senior Social Development Specialist with the World Bank, specializing in the social dimensions of climate change, disaster risk management, and community-based and gender-sensitive approaches to risk management. She leads work on pro-poor adaptation and resilience building for the Social Resilience cluster. Margaret has been with the World Bank since 1995, and has worked on urban development and post-conflict reconstruction in addition to DRM. She was part of a two-person team that established the World Bank's first unit focused on natural disaster risk management in 1998 (the Disaster Management Facility), and is credited with facilitating the Bank's recognition of disaster risk reduction as a development priority. She is one of the founders of the ProVention Consortium and served as Head of its Secretariat from 2007-2009.