Andrés Liberman is an Assistant Professor of Finance at New York University Stern School of Business. His research focuses on financial intermediation, household finance and empirical corporate finance. Some of his recent work studies the value that individuals assign to a good credit reputation and the effects that the manipulation of credit scores may have on credit markets. Andres received a B.A. in Industrial Engineering from Universidad de Chile and an M.Phil. and Ph.D., both in Finance, from Columbia University.