Jean Michel Lobet, a Senior Financial Sector Specialist, joined the World Bank Group in October 2006. He joined the Finance, Competitiveness & Innovation Global Practice in 2016 to advise client governments from the Middle East and Africa regions on financial sector development reforms that promote financial stability and develop diversified, efficient and inclusive financial systems. During his time at the World Bank, Mr. Lobet advised client governments across the world on various aspects of private and financial sector development including: investment climate, corporate governance, state bank restructuring, housing finance, banking sector supervision, payment systems, access to credit and financial inclusion. Mr. Lobet also co-authored the 2009-2014 editions of the Doing Business report, one of the flagship reports of the World Bank Group. Before joining the World Bank Group, Mr. Lobet worked for the Inter-American Development Bank and the Organization of American States. Mr. Lobet holds a Law degree from Montpellier I University (Montpellier – France) and a Master’s degree in International Public Administration from Paris II Panthéon-Assas University (Paris – France).