Kamal Clark-Chakaroun is the acting Topic Team Lead for Financial Services of the B-READY unit. He joined the team in January 2019, and worked on business climate and regulations assessments, focusing on the efficiency and transparency of the construction permitting processes and promoting areas for reforms. Kamal also worked on climate and disaster risk management in Sub-Saharan Africa, and on building energy codes for climate change mitigation. Before joining the World Bank, he worked with a non-profit in Washington DC developing and managing livelihood programs in Iraq. He also served as a Deputy Finance Coordinator and Administration Manager with Doctors Without Borders in the Central African Republic and Niger, respectively. He has also worked as an Investment Advisor in Lebanon. He holds a MA degree in International Relations and Economics from Johns Hopkins University’s School of Advanced International Studies, in addition to a MA in Financial Assets Management from Saint Joseph University in Beirut. He is fluent in Arabic and French.