Ligia Lopes is a Senior Financial Sector Specialist in the Financial Inclusion and Access team of the Finance, Competitiveness, and Innovation Global Practice, World Bank Group. She has been working for the WBG since 2016, has a MBA in Finance and BS Business Administration and started her career as an Auditor at KPMG in the Financial Services Industry Group. Ligia has worked for thirteen years for the Central Bank of Brazil, as Supervisor, Senior Advisor and Head of Division. During this period, she has worked for nine years in the development of supervision and regulation activities in banking and non-banking financial institutions, with focus on AML and financial consumer protection.