Mackenzie Wallace is a consultant for Fintech & Suptech in the Finance, Competitiveness & Innovation Global Practice at the World Bank Group. He is co-author of the World Bank’s 2021 technical note, “The Next Wave of Suptech Innovation: Suptech Solutions for Market Conduct Supervision.” He is a former financial regulator and early employee of the U.S. Consumer Financial Protection Bureau (CFPB), where he helped pioneer the authority’s innovative consumer complaint system and public complaint database. He also served as Fintech Policy Advisor at USAID where he helped create the RegTech for Regulators Accelerator (R2A), working with financial authorities globally to embed data and technology into supervision. He currently serves as Director and Head of Product at fintech, MPOWER Financing, designing inclusive financial products to make higher education more accessible.