Malcolm Harper is emeritus professor of enterprise development, Cranfield School of Management, UK, and since 1995 has worked independently, mainly in India. He has published widely on self-employment, enterprise development, microfinance and livelihoods. Professor Harper was chairman of Basix Finance in India for 10 years, and is chairman of M-CRIL, an international microfinance and social rating company. He was the founding editor of the journal Small Enterprise Development (now Enterprise Development and Microfinance, published by Practical Action), and is a director and trustee of Homeless International, EDA (UK) Limited, APT Enterprise Development and PA Publications in the UK.