Phindile Ngwenya is Research Analyst with the Poverty Reduction and Economic Management (PREM) team in the Pretoria Office in South Africa. Prior to joining the Bank, she was a Senior Economist with the Economic Policy Division at the National Treasury and before then she was Economics Lecturer at Bond South Africa. She holds a Bachelors Degree in Economics and Statistics from the University of Swaziland and a Masters degree in Environmental Economics from the University of Pretoria.