Pratibha Chhabra works as a Financial Sector Specialist in the Credit Infrastructure team within the Finance, Competitiveness & Innovation Global Practice at the World Bank Group. She is an honorary Fellow with the University of Hong Kong with over fifteen years of experience covering SME Finance; financial inclusion; policy formulation and implementation. At the World Bank Group, she works primarily on credit reporting, asset-based lending, regulatory sandboxes, innovation & piloting, capacity-building activities and related global knowledge products. Pratibha holds a Master of Business Administration, Accelerated Management Program from Yale University and Bachelor of Commerce.